Health: universal coverage more to have depth

HeYong (for civil servants)

Sources: health

        The ministry of health minister Outlines in the "2012 ecological civilization guiyang meeting" on Wednesday, China's basic medical insurance already cover 96% of the population, has entered the ranks of medical insurance system with the state. (July 29 "crystal newspaper)

        Although every now and then also will see some people because there is no purchase medical insurance and look down on disease or high medical expenses cannot submit an expense account news reports, but seeking truth from facts, at present in China, the basic medical insurance coverage had relatively high, most of the peasants in rural areas has also joined the new type of rural cooperative medical care, our country really have entered the medical insurance system has the country ranks.

        However, we must also be aware that at present our country universal coverage level is very low, medical insurance there are only span, lack of depth, or the depth of the medical insurance is not enough, the existing universal coverage can not satisfy the people needs of medical treatment, more can not solve the common people meet medical predicament.

        At present in China, the universal coverage of medical insurance level is very low, is essentially all the people enjoy basic medical insurance. On the one hand China medical insurance for medical reimbursement of expenses proportion also is not very high, especially a lot to major medical major disease, rare disease not included in medical insurance within. On the other hand, including physical examination to prevent disease as soon as possible and heal medical project not included in medical insurance system in, lead to a lot of people can't regular physical examination, the results slight illness tow big, a serious illness tow death, can neither guarantee people's physical health, and took more medical insurance fund.

        Furthermore, our country the current universal coverage is not very fair, reasonable medical insurance. On the one hand urban and rural and urban internal carry out different medical insurance system, town worker insurance than urban residents insurance reimbursement ratio and the highest amount to submit an expense account to high, and medical insurance for urban residents of the expense proportion and the highest amount and submit an expense account than rural new farming close high. On the other hand, although the national most of the provinces will have civil servant group in the social medical insurance system, civil servants of socialized medicine has an end, but China's health care system is still a double standard, civil servants and other group medical insurance system on the surface is the same, in fact, civil servant group still enjoy more than any other group medical insurance subsidies, submit an expense account and the proportion of the ceiling than other groups of residents medical insurance high many.

        In short, our country in a short time into universal coverage countries is a lot of achievements, but just finished our medical system reform and the construction of medical insurance system of the first step. The construction of medical insurance system in our country the most key is not simply to realize complete coverage of medical insurance, but in the medical insurance breadth basis, improve medical insurance depth, and improve the level of medical insurance. On the one hand medical insurance system to realize the integration of urban and rural areas, the integration, everyone is equal before in the medical insurance system, On the other hand must further improve the medical expense level and the highest amount of reimbursement, will directly lead to the common people poverty due to illness major disease, rare disease and on the prevention and cure of the most effective medical projects into the health care to.