Highly of health: no free medical care but beg a serious illness 
 
 
Yellow nest (academic) 
 
 
Source: health 

        According to the report, Russia's health minister tusk WoErZuo Eva recently said that Russia will not change the free medical treatment to pay medical treatment. In fact, although patients with Russia to see the doctor at no cost, but the need to spend money to buy drugs. Russia free medical treatment involves only basic, simple medical service, large if patients need surgery, or expensive long-term treatment, most of the time need to pay extra. In spite of this, Russia's basic medical security system, also is not simple. 
 
        Also, Hong Kong's health care system while not free medical treatment, but can ensure that every patient can afford a serious illness, can even "see beautiful penny" of a serious illness, such as Hong Kong patients in hospital need to pay 100 Hong Kong dollars a day, the rest are all government payments. 
 
        Now the Chinese government attaches great importance to the construction of a national health care system of a serious illness. This is absolutely the right direction of health reform, also is the key of the reform. Universal serious illness insurance in our country, it is difficult to learn the complex project, the author suggested that might as well as a reasonable reform process to do, the first local innovation, and to expand the pilot, the last is the top-level design. 
 
        For serious illness insurance, there have been many good place experience, such as local use of basic medical insurance fund balance for participants to buy commercial insurance institutions of a serious illness medical insurance; The government for disadvantaged groups to provide a serious illness treatment special fund; Provide opportunities for the medical expenses secondary reimbursement of patients with serious illness; Health department of high performance/price ratio, and some treatment of a serious illness to give higher expenses, etc. 
 
        Completes the top-level design is the business of government, its purpose is to eliminate all kinds of system bottlenecks, or local cannot solve the problems. Now a serious illness medical insurance system has many difficult problem urgently to be cracked, such as serious illness, safeguard level is not high enough and the equality of health problems such as difficult to transfer. Many experts agree that direct health sustainability of the biggest problems about serious illness, is lack of financing. Needs at all levels of government to solve all these problems. 
 
        Improve health care financing capacity of a serious illness, in fact, is to do two things, one is doing "subtraction", the second is to do "addition". Do "subtraction", is to reduce the cost, avoid the medical insurance fund PaoMaoDiLou, increasing the service efficiency of medical insurance fund at the same time, avoid medical insurance funds idle; A lot to do "addition" methods, such as increasing government investment, encourage individuals to join commercial supplementary insurance, etc. "Unity SanBao" and raising the national rate, is conducive to improve in view of the serious health care financing ability. 
 
        Based on national conditions, China is difficult to implement national treatment doesn't cost a cent of "universal free medical treatment", but for wisdom and courage, eventually ensure national to cure serious illness of a national health care system of a serious illness, should not fantasy, and the highest goal can be let participants "spend money" of a serious illness.
 
 
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