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Xinhua: who is the endowment insurance to connect the biggest beneficiary?

2014年03月03日

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Who is the biggest beneficiary? - the "interim measures for urban and rural old-age insurance system cohesion" highlights three big attraction 
 
 
07:32:15 feb 27, 2014 
 
 
Source: xinhua 

 

 

        Xinhuanet Beijing on February 26 questions: who is the biggest beneficiary? - the "interim measures for urban and rural old-age insurance system cohesion" highlights three big attraction
        The xinhua news agency reporter Xu Bo, Kang Miao, Zhang Guilin
        Agreed to by the state council, people club department, the ministry of finance recently jointly issued the "interim measures for the urban and rural old-age insurance system cohesion, in order to solve the town worker is basic endowment insurance and basic endowment insurance system for urban and rural residents the linkage between the two system problem.
        Interim measures, who is one of the biggest beneficiaries of their life will be what kind of change, the old-age insurance system in our country have what meaning, what is the future development direction?
        Migrant workers, urban non-employed residents benefit the most
        "Without a doubt, interim measures for the biggest beneficiaries are migrant workers and urban non-employed residents." Central university of finance and economics professor ChuFuLing said, "of course, the largest number of the former, the latter is relatively small."
        People club department statistics, 2012 migrant workers amounted to 262 million people across the country, at the same time attend town worker endowment insurance is only 45.43 million in the number of migrant workers. In other words, most of the migrant workers are free in this system.
        And by the end of 2013, the national urban and rural residents endowment insurance to participate in the total to 498 million, of which 23.99 million were non-employed residents in cities and towns.
        "In accordance with the relevant provisions, attend town worker endowment insurance expends 15 years to enjoy treatment." ChuFuLing explained. "haven't join way, not 15 years will most likely be white paid the money, so a lot of migrant workers and urban non-employed residents would rather take part in the urban and rural residents endowment insurance treatment is low."
        Also admitted that the relevant person in charge of the ministry of human resources and social security, with the constant improvement of China's socialist market economy system and deepening, speed up the development of urbanization, trans-regional flow employment, between urban and rural employment has become the norm.
        "Now, town worker endowment insurance system and cohesion of the contradiction between urban and rural residents endowment insurance system began to emerge." The director stressed that "as soon as possible to solve ginseng to keep staff cohesion between different old-age insurance system, has become the inevitable requirement of perfecting the endowment insurance system and the social from all walks of life in the keenly awaited."
        The provisional measures to come, ginseng protect personnel to achieve town worker endowment insurance regulation legal and emeritus age, can apply for to deal with the formalities that urban and rural old-age insurance system cohesion, as long as the town worker endowment insurance capture to expend fixed number of year full 15 years (including payment to 15 years), from urban and rural residents endowment insurance into town worker endowment insurance and enjoy the corresponding benefits, if less than 15 years, can from the town worker endowment insurance into urban and rural residents endowment insurance.
        In addition, ginseng protect personnel to both urban and rural residents endowment insurance into town worker endowment insurance, or from the town worker endowment insurance into urban and rural residents endowment insurance, all shift individual account stores the forehead with entirely, rights and interests will be accumulated.
        Can enter to back, tripartite win-win situation
        "Sometimes work, sometimes home land, high worker insurance retirement benefits, but have a fixed number of year threshold, than with her money in her pocket, so I just on the urban and rural residents endowment insurance." ROM from a village in hunan tiger represents many migrant workers, "now can I, say what a relief, personal hand in money or own anyway."
        Interim measures, make the broad masses of migrant workers and urban non-employed residents into the town worker endowment insurance expends and enjoy the corresponding treatment, refund can be made of urban and rural residents endowment insurance system "out".
        At the same time, the interim measures has certain instructive: ginseng to protect personnel from the town worker endowment insurance into urban and rural residents endowment insurance, attend town worker endowment insurance capture to expend fixed number of year of the merger the calculation for the urban and rural residents endowment insurance capture to expend fixed number of year; Don't incorporate computation conversely or converted into town worker endowment insurance capture to expend fixed number of year.
        "Because of the fixed number of year convert, can get more money, this is actually in the lead more people to join the town worker endowment insurance." ChuFuLing said.
        The relevant person in charge of people club department admits that solve the problem of the system of two kinds of cohesion, to improve the enthusiasm of laborer protect capture expand old-age insurance coverage a positive role in promoting. 
        "Farmers into the city, job security is fundamental, and to maintain their housing, medical care, education, and the basic public services such as social security rights, not only attract now also farmers in the rural areas to come in, more will make them came into the city but also to retain." The official said.
        "Consequent development" is the key
        "Interim measures for another bright spot is in accordance with the higher priority to keep treatment of town worker endowment insurance relation principle, made clear the ginseng protect personnel to the comments of the duplication and repetition to receive treatment." Chinese academy of social sciences, the social security research center director zheng bing said.
        The expert points out, under the condition of the two systems division, it is hard to avoid repeated ginseng, made clear the ginseng protect personnel to the comments of the duplication and repetition to receive treatment, embodies the seriousness and fairness of social security system.
        "' consequent development 'is the endowment insurance system reform one of the major problems need to consider the next step."         Zheng bing said, "the direction of the urbanization of rural population is less and less, more and more urban population, the further development of the social security system must comply to."
        According to people club department statistics, in 2013 China's urban and rural residents basic pension per capita reached 81 yuan per month. And, according to data from the ministry of civil affairs as of August 2013, China's average urban and rural residents standard of 352 yuan, 189 yuan per person, per month respectively. That is to say, the urban and rural residents endowment insurance pay less than half low.
        "For more than 50 years into the town of farmers, they may well have no ability to pay 15 years of town worker endowment insurance, that with the urban and rural residents endowment insurance pay is obviously difficult to live in the city." Zheng Bingwen outspoken, "how to solve this problem we need to focus on research."
        The expert points out, if lack of town worker endowment insurance fund to pay for its part, obviously is not fair, In the final analysis, is the taxpayer's money and fiscal subsidies.
        "Urbanization is a cost, I suggest to set up a fund, its capital source can debate." Zheng bing said, "but as long as the forward development, will have to pay the cost, hope to be able to find a balanced solution as soon as possible."