Observations: the public liability insurance is the doctor-patient relationship "firewall"
 
 
Hall JiWeiDe
 
 
28 apr 2014 likeness 
 
 
Source: guangzhou daily 

        The Beijing hospital authority recently released the foundation work of operation and management of 2014 points, "said, will be unified public liability insurance for the city hospital, relying on professional insurance institutions, there was an accident in the process of operation for hospital personal casualty and property loss caused by the third party give appropriate compensation. (on April 28, the Beijing times) 
 
        Objectively speaking, restricted by the level of medical, doctor level of the ability of the business, check the result of objective factors such as misleading and patient information is wrong, will inevitably be in the process of medical some accidents, if it does not have corresponding responsibility risk compensation mechanism, accident will become a medical doctor and an unbearable burden. 
 
        In the medical risk is high, the doctor-patient relationship under the condition of relatively nervous, obviously, to buy the public liability insurance is a good idea. 
 
        First of all, with the participation of commercial insurance, human rights have the direction. "There is accident, looking for insurance" became a reliable path of public rights. Once the patient and his family in the hospital by the personal and property loss, can have public liability insurance as the preferred compensation way. The point is that the public liability insurance to ensure that the sources of explicit, greatly improved the level of the compensation, also reflected the respect for the personal safety and health of a. 
 
        Again, after buy the public liability insurance, liability will be more clear. Compensation just means, purpose is to reduce the hidden dangers, prevent accident formation damage. Commercial insurance, insurance company became a joint and several liability subject, formed the community of interests with the hospital, at the same time because the interests of the association, each other and form a mutual relationship of restriction and supervision, for the implementation of the responsibility, each other will also play a role. 
 
        Finally, to buy the public liability insurance is a necessary complement to public management. This kind of practice in foreign countries has been quite mature, but in the domestic implementation of place is not much. It is between the public management institutions, hospitals and patients, built a reliable platform for the system. And eventually, it turns out, had a clear, stable and the responsibility of multiple paths, damaged rights can get better compensation and guarantee, to resolve social conflicts have a great supporting role. 
 
        The public liability insurance is a system of resolving medical risks. The public liability insurance as effective measures, in the absence of medical industry is not normal. As the DE facto public hospital, buy the public liability insurance credit. 
 
        JiWeiDe (hall)